Lending Disclosure: We are not a direct lender. We are a matching service that connects borrowers with third-party lenders. We do not make credit decisions or provide loans directly.
APR Disclosure: APR for payday loans in Texas can vary significantly, often ranging from 200% to over 600%. The APR depends on the loan amount, the term, and the fees charged by the Credit Access Business and the lender.
Credit Check Notice: Submitting a request does not guarantee you will be matched with a lender or approved for a loan. Lenders may perform credit checks through various agencies to determine creditworthiness.
State Information: Texas residents: Payday loans are governed by the Texas Finance Code. In Harlingen, Ordinance No. 15-41 applies, which requires lenders to be licensed and limits loan amounts to 20% of the borrower's gross monthly income.
State Regulations: Harlingen Ordinance No. 15-41; Texas Finance Code Chapter 393.